North Star Home Insurance
Protect your home, belongings, and financial security with North Star Home Insurance. Work with your local North Star Mutual agent to build the right coverage for your home and personal property, with protection designed to fit your life.
Your home is one of your biggest investments—financially and emotionally. Home insurance helps safeguard your property and provides liability protection and peace of mind for you and your family when the unexpected happens. North Star Mutual homeowners policies offer flexible, comprehensive coverage options for a wide range of living situations.
Home Insurance Coverage Options
Your North Star Mutual agent can help you find the right home insurance coverage for your needs, including:
- Primary homes
- Renters Insurance
- Condominiums
- Mobile and manufactured homes
- Rental properties
- Seasonal and vacation homes
Optional Home Insurance Coverages
Customize your home insurance policy with additional protection options such as:
- Back-up of Sewers, Drains, and Sump Systems
- Refrigerated Food Products
- Related Private Structures coverage
- Identity Fraud Expense coverage
- Expanded Replacement Cost for dwelling
- Replacement Cost for personal property
- Special Form personal property coverage
- Theft Coverage (under construction)
- Watercraft Liability
- Recreational Vehicle liability
- Farm Liability
- Personal Injury Liability
- Umbrella Liability
Home Insurance Discounts
Ask your North Star Mutual agent about available home insurance discounts, including:
- Mature homeowner discount
- Higher deductible options
- New home discount
- Bundling home and auto (companion policy discount)
- Protected subdivision discount
- Protective device discount
- Valued customer discount
Inland Marine Coverage Options
Enhance your home insurance policy with inland marine coverage for valuable or portable property, including:
- Jewelry
- Boats, motors, and trailers
- Furs
- Firearms
- Fine art
- Camper trailers
- ATVs, snowmobiles, and golf carts
- Computers and electronics
- Antiques and collectibles
- Golf and other sports equipment
- Portable tools
- Other valuable personal property
Umbrella Liability Insurance
Umbrella insurance provides extra liability protection beyond your base policy limits.
Identity Fraud Protection
North Star Mutual home insurance policies include identity fraud expense coverage.
Home Claims Service
If you experience a loss, North Star Mutual is committed to providing fast, fair, and personal claims service to help you recover quickly and with confidence.