North Star Farm Insurance
Protect your farm, home, and livelihood with North Star Farm Insurance. Work with your local agent to build a customized farm insurance policy designed to protect your property, equipment, livestock, and liability exposures.
North Star Farm Insurance provides protection for a wide range of farm assets, including:
- Farm dwellings and residences
- Personal property and household belongings
- Barns, outbuildings, and farm structures
- Farm machinery and equipment
- Livestock coverage
- Farm liability insurance
- Umbrella liability protection
In Minnesota, Farm Package insurance policies are written in partnership with Township Mutuals of Minnesota, providing flexible coverage for farm owners across the region.
Customized Farm Insurance for Your Operation
We know every farm is different. Be sure your agent understands your full operation to ensure proper farm insurance coverage.
Discuss with your agent if you have:
- Incidental or side business activities (seed sales, hunting services, snow removal, etc.)
- Custom farming or livestock-related liability exposures
- Multiple farm locations or rented/leased structures
- Additional agricultural business operations
A thorough understanding of your property and risks will help us tailor your farm insurance policy to accurately cover your operation.
Optional Farm Insurance Coverages
Enhance your farm insurance policy with optional coverages, including:
- Back-up of Sewers, Drains, and Sump Systems
- Refrigerated Food Products
- Identity Fraud Expense Coverage
- Expanded Replacement Cost for dwellings
- Replacement Cost for personal property and outbuildings
- Special Form Coverage for household personal property; short-term lease equipment; farm machinery, equipment, and tools; farm outbuildings
- Theft Coverage (Residence Under Construction)
- Cab Glass
- Peak Season
- Farm Extra Expense
- Farm Operation Records
- Loss of Income (Livestock Operations)
- Livestock Confinement
- Refrigerated Milk Products
- Winter Perils (Livestock)
- Installed Equipment Breakdown
Additional Liability Protection Options:
- Farm Personal Liability
- Hunting on Insured Premises Liability
- Incidental Business Pursuits
- Watercraft Liability
- Recreational Vehicle Liability
- Employers Liability
- Farmers Medical Payments
- Damage to Property of Others Liability
- Property Damage Liability for Spray Drift of Agricultural Chemicals
- Farm Pollution/Clean-up Liability
- Personal Injury Liability
Inland Marine Coverage for Farm Equipment & Property
Add inland marine coverage to your farm insurance policy for convenient protection of portable and specialty property, including, but not limited to:
- Recreational Vehicles (ATV/UTVs, Snowmobiles)
- Boats, Motors, and Trailers
- Personal Watercraft
- Precision agriculture technology (GPS, auto-steer, crop monitors)
- Computer Equipment and other electronics
- Firearms, furs, jewelry
- Antiques, fine arts and other collectibles
- Golf clubs and other sports equipment
Umbrella Liability Insurance
Umbrella insurance provides extra liability protection beyond your base policy limits.
Identity Fraud Protection
North Star Mutual home insurance policies include identity fraud expense coverage.
Claims Service
If you experience a loss, North Star Mutual provides fast, fair, and personal claims service.